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An LTV about a hundred% usually means you owe much more about the loan than your car or truck is truly worth. This is taken into account destructive fairness. It’s also normally generally known as remaining the other way up or underwater on the loan. The higher your LTV, the harder it could be to qualify for just a automobile refinance loan.Move
Simply because a better LTV means far more risk for lenders, they're going to do whatever they can to offset that risk. A single tactic They might use is charging bigger finance costs with your loan. These better charges signify a bigger monthly payment for you personally, so you’ll fork out extra for your car over the lifetime of the loan.Look a